1007 5th St SSaint JamesMN56081
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Saint James at 1007 5th St S, Saint James, MN, 56081 offers a 9.35% rental yield on a $175,000 purchase with $1,364/mo rent. Total monthly income registers $1,364/mo, and a $857/mo payment leaves $271/mo available for distribution. Annual cash flow reaches $3,249/yr on $58,013 to close, and return on cash invested stands at 25.51% in year one. Equity gained on principal adds $1,129/yr while 5% annual appreciation supports $48,349 over five years. Portfolio math shows five-year ROI at 132.96% and total cumulative return in cash at $77,131. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,364/mo property income against a $857/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1957
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56081, Saint James, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,704 (100%) |
| Owner Occupied HU | 1,805 (66.8%) |
| Renter Occupied HU | 671 (24.8%) |
| Vacant Housing Units | 228 ( 8.4%) |
| Median Home Value | $173,364 |
| Average Home Value | $216,896 |
Housing Distribution
Address Breakdown
Residential
2,449
Single Family
2,143
Multi-Family
306
Businesses
176
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Listed by: William C Keller • eXp Realty
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6791537