1006 Mesquite StRefugioTX78377
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 1006 Mesquite St, Refugio, TX, 78377 in Refugio is narrow, $174/mo net on $1,036/mo rent after the $545/mo debt service, but the property operates at break-even-plus, not a loss. At $121,153 with a 10.26% yield, the long-run equity case via 5% appreciation ($33,472 over five years) and $1,116/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.90 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $57,675.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $174 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,036 |
| Total Monthly Debt Service | $813 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
9,718 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78377, Refugio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,642 (100%) |
| Owner Occupied HU | 925 (56.3%) |
| Renter Occupied HU | 412 (25.1%) |
| Vacant Housing Units | 305 (18.6%) |
| Median Home Value | $151,495 |
| Average Home Value | $156,130 |
Housing Distribution
Address Breakdown
Residential
1,316
Single Family
1,201
Multi-Family
115
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
9,718 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78377, Refugio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,642 (100%) |
| Owner Occupied HU | 925 (56.3%) |
| Renter Occupied HU | 412 (25.1%) |
| Vacant Housing Units | 305 (18.6%) |
| Median Home Value | $151,495 |
| Average Home Value | $156,130 |
Housing Distribution
Address Breakdown
Residential
1,316
Single Family
1,201
Multi-Family
115
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Cook • SWE Homes
Mls Name: HAR
Mls Provider:
Mls ID: #15854844
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