1005 Pitman AveWentzvilleMO63385
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1005 Pitman Ave, Wentzville, MO, 63385 in Wentzville. Priced at $319,000, it generates $2,672/mo in gross rent and $686/mo in net monthly cash flow, a 10.05% yield that comfortably supports the 1.86 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,229. Five-year appreciation: $88,134. Equity from principal paydown: $2,938/yr. Total projected cumulative return: $165,147.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.8% |
| Monthly Cash Flow | $686 | $1,250 |
City averages based on Wentzville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,672 |
| Total Monthly Debt Service | $1,860 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1937
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63385, Wentzville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,599 (100%) |
| Owner Occupied HU | 16,776 (81.4%) |
| Renter Occupied HU | 3,305 (16.0%) |
| Vacant Housing Units | 518 ( 2.5%) |
| Median Home Value | $366,421 |
| Average Home Value | $397,409 |
Housing Distribution
Address Breakdown
Residential
20,393
Single Family
19,431
Multi-Family
962
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1937
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63385, Wentzville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,599 (100%) |
| Owner Occupied HU | 16,776 (81.4%) |
| Renter Occupied HU | 3,305 (16.0%) |
| Vacant Housing Units | 518 ( 2.5%) |
| Median Home Value | $366,421 |
| Average Home Value | $397,409 |
Housing Distribution
Address Breakdown
Residential
20,393
Single Family
19,431
Multi-Family
962
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric W Vaughan • Trademark Real Estate, Inc
Mls Name: MARIS
Mls ID: #25069107