100335 DRAPER ROADDorchesterWI54425
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 100335 DRAPER ROAD, Dorchester, WI, 54425 in Dorchester is capital appreciation. Rental yield 5.48%. The 5.48% gross yield at $399,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $110,236 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.96) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $89,767.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(855) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,823 |
| Total Monthly Debt Service | $2,616 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54425, Dorchester, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 818 (100%) |
| Owner Occupied HU | 580 (70.9%) |
| Renter Occupied HU | 190 (23.2%) |
| Vacant Housing Units | 48 ( 5.9%) |
| Median Home Value | $178,000 |
| Average Home Value | $258,004 |
Housing Distribution
Address Breakdown
Residential
725
Single Family
690
Multi-Family
35
Businesses
48
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #22603980
