1002 W Davis StFayetteMO65248
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Fayette rentals match the income profile of 1002 W Davis St, Fayette, MO, 65248. Listed at $229,900, gross rent is $2,167/mo and net cash flow is $735/mo, a 11.31% yield well above national averages. DSCR 2.10 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $63,517 by year five with $2,117/yr in annual principal reduction, projecting $134,545 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $735 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,167 |
| Total Monthly Debt Service | $1,340 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65248, Fayette, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,906 (100%) |
| Owner Occupied HU | 1,218 (63.9%) |
| Renter Occupied HU | 457 (24.0%) |
| Vacant Housing Units | 231 (12.1%) |
| Median Home Value | $146,552 |
| Average Home Value | $248,602 |
Housing Distribution
Address Breakdown
Residential
1,758
Single Family
1,758
Multi-Family
0
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65248, Fayette, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,906 (100%) |
| Owner Occupied HU | 1,218 (63.9%) |
| Renter Occupied HU | 457 (24.0%) |
| Vacant Housing Units | 231 (12.1%) |
| Median Home Value | $146,552 |
| Average Home Value | $248,602 |
Housing Distribution
Address Breakdown
Residential
1,758
Single Family
1,758
Multi-Family
0
Businesses
180
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices