1002 McMillan StHoldregeNE68949
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1002 McMillan St, Holdrege, NE, 68949 in Holdrege is narrow, $198/mo net on $1,832/mo rent after the $1,088/mo debt service, but the property operates at break-even-plus, not a loss. At $242,000 with a 9.09% yield, the long-run equity case via 5% appreciation ($66,860 over five years) and $2,229/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $105,122.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $198 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,832 |
| Total Monthly Debt Service | $1,538 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
9,180 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68949, Holdrege, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,098 (100%) |
| Owner Occupied HU | 1,945 (62.8%) |
| Renter Occupied HU | 836 (27.0%) |
| Vacant Housing Units | 317 (10.2%) |
| Median Home Value | $191,346 |
| Average Home Value | $252,379 |
Housing Distribution
Address Breakdown
Residential
2,961
Single Family
2,726
Multi-Family
235
Businesses
372
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
9,180 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68949, Holdrege, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,098 (100%) |
| Owner Occupied HU | 1,945 (62.8%) |
| Renter Occupied HU | 836 (27.0%) |
| Vacant Housing Units | 317 (10.2%) |
| Median Home Value | $191,346 |
| Average Home Value | $252,379 |
Housing Distribution
Address Breakdown
Residential
2,961
Single Family
2,726
Multi-Family
235
Businesses
372
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices