1001 State Route 9jStuyvesantNY12173
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.53% gross rental yield, 1001 State Route 9j, Stuyvesant, NY, 12173 in Stuyvesant is priced for capital growth, not immediate cash flow. The $649,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $179,307 by year five, with $5,977/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.03) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $161,215.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(1,341) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,993 |
| Total Monthly Debt Service | $4,076 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12173, Stuyvesant, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 926 (100%) |
| Owner Occupied HU | 648 (70.0%) |
| Renter Occupied HU | 166 (17.9%) |
| Vacant Housing Units | 112 (12.1%) |
| Median Home Value | $274,737 |
| Average Home Value | $345,008 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
699
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12173, Stuyvesant, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 926 (100%) |
| Owner Occupied HU | 648 (70.0%) |
| Renter Occupied HU | 166 (17.9%) |
| Vacant Housing Units | 112 (12.1%) |
| Median Home Value | $274,737 |
| Average Home Value | $345,008 |
Housing Distribution
Address Breakdown
Residential
699
Single Family
699
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jonathan N. Hallam • Kinderhook Group, Inc.
Mls Name: Columbia Greene Northern Dutchess MLS
Mls Provider:
Mls ID: #153049
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.