10004 Tree Tops Lake RdTampaFL33626
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 10004 Tree Tops Lake Rd, Tampa, FL, 33626 in Tampa worth study. Rental yield 5.15%. The 5.15% gross yield is below cash-flow benchmarks at $1,399,900, but 5% annual appreciation, adding $386,767 over five years, frames this as a capital growth position. Rent of $6,006/mo partially offsets the $6,295/mo payment. Ziffy Mortgage finances appreciation-play properties (0.95 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $322,195.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 3.0% |
| Monthly Cash Flow | $(3,284) | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,006 |
| Total Monthly Debt Service | $8,733 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33626, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,989 (100%) |
| Owner Occupied HU | 8,289 (63.8%) |
| Renter Occupied HU | 4,104 (31.6%) |
| Vacant Housing Units | 596 ( 4.6%) |
| Median Home Value | $582,199 |
| Average Home Value | $649,976 |
Housing Distribution
Address Breakdown
Residential
12,856
Single Family
8,887
Multi-Family
3,969
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33626, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,989 (100%) |
| Owner Occupied HU | 8,289 (63.8%) |
| Renter Occupied HU | 4,104 (31.6%) |
| Vacant Housing Units | 596 ( 4.6%) |
| Median Home Value | $582,199 |
| Average Home Value | $649,976 |
Housing Distribution
Address Breakdown
Residential
12,856
Single Family
8,887
Multi-Family
3,969
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices