10001 Tomahawk LnKabetogamaMN56669
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 10001 Tomahawk Ln, Kabetogama, MN, 56669 in Kabetogama is capital appreciation. Rental yield 2.4%. The 2.4% gross yield at $1,034,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $285,675 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.44) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $109,967.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 7.2% |
| Monthly Cash Flow | $(4,388) | $300 |
City averages based on Kabetogama market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,069 |
| Total Monthly Debt Service | $6,045 |
| DSCR Ratio | 0.34x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56669, Ray, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 344 (100%) |
| Owner Occupied HU | 120 (34.9%) |
| Renter Occupied HU | 25 ( 7.3%) |
| Vacant Housing Units | 199 (57.8%) |
| Median Home Value | $235,294 |
| Average Home Value | $281,708 |
Housing Distribution
Address Breakdown
Residential
186
Single Family
186
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56669, Ray, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 344 (100%) |
| Owner Occupied HU | 120 (34.9%) |
| Renter Occupied HU | 25 ( 7.3%) |
| Vacant Housing Units | 199 (57.8%) |
| Median Home Value | $235,294 |
| Average Home Value | $281,708 |
Housing Distribution
Address Breakdown
Residential
186
Single Family
186
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A