100000 UTSEY RoadJacksonvilleFL32219
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 100000 UTSEY Road, Jacksonville, FL, 32219 in Jacksonville worth study. Rental yield 5.5%. The 5.5% gross yield is below cash-flow benchmarks at $412,960, but 5% annual appreciation, adding $114,093 over five years, frames this as a capital growth position. Rent of $1,894/mo partially offsets the $1,958/mo payment. Ziffy Mortgage finances appreciation-play properties (0.97 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $95,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.2% |
| Monthly Cash Flow | $(847) | $450 |
City averages based on Jacksonville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,894 |
| Total Monthly Debt Service | $2,677 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
2.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32219, Jacksonville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,933 (100%) |
| Owner Occupied HU | 5,211 (75.2%) |
| Renter Occupied HU | 1,229 (17.7%) |
| Vacant Housing Units | 493 ( 7.1%) |
| Median Home Value | $330,434 |
| Average Home Value | $349,917 |
Housing Distribution
Address Breakdown
Residential
6,421
Single Family
6,420
Multi-Family
1
Businesses
396
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: MATTHEW JAMES • GAILEY ENTERPRISES LLC
Mls Name: realMLS
Mls Provider:
Mls ID: #2048870
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.
