1000 Travis Creek RdBradfordsvilleKY40009
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1000 Travis Creek Rd, Bradfordsville, KY, 40009 in Bradfordsville at $425,000, 4% gross yield, is a market-growth asset. Rental yield 4%. The $1,417/mo rent partially funds the $1,911/mo debt service; the core return is the 5%/yr price growth projected to add $117,420 over five years. Ziffy Mortgage's DSCR mortgage (0.74) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $85,727.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 8.1% |
| Monthly Cash Flow | $(1,169) | $650 |
City averages based on Bradfordsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,417 |
| Total Monthly Debt Service | $2,418 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
118.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40009, Bradfordsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 505 (100%) |
| Owner Occupied HU | 360 (71.3%) |
| Renter Occupied HU | 71 (14.1%) |
| Vacant Housing Units | 74 (14.7%) |
| Median Home Value | $104,717 |
| Average Home Value | $147,889 |
Housing Distribution
Address Breakdown
Residential
435
Single Family
435
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
118.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40009, Bradfordsville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 505 (100%) |
| Owner Occupied HU | 360 (71.3%) |
| Renter Occupied HU | 71 (14.1%) |
| Vacant Housing Units | 74 (14.7%) |
| Median Home Value | $104,717 |
| Average Home Value | $147,889 |
Housing Distribution
Address Breakdown
Residential
435
Single Family
435
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Monty Parman • May And Parman Agency Inc
Mls Name: My State MLS
Mls ID: #11591531