1000 Fountain Terrace Dr UNIT 211LewistownMT59457
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowHigh DSCR is a competitive advantage at closing. 1000 Fountain Terrace Dr UNIT 211, Lewistown, MT, 59457 in Lewistown achieves 2.13, rent of $1,794/mo covers the $841/mo payment 1.5x over at $187,000. Rental yield 11.51%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $51,665 over five years, with $1,722/yr in principal reduction bringing total projected return to $68,798.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.8% |
| Monthly Cash Flow | $(81) | $450 |
City averages based on Lewistown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,794 |
| Total Monthly Debt Service | $1,801 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1907
N/A lot
$N/A/sqft
$692 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59457, Lewistown, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,673 (100%) |
| Owner Occupied HU | 2,888 (61.8%) |
| Renter Occupied HU | 1,206 (25.8%) |
| Vacant Housing Units | 579 (12.4%) |
| Median Home Value | $227,704 |
| Average Home Value | $317,697 |
Housing Distribution
Address Breakdown
Residential
4,102
Single Family
3,923
Multi-Family
179
Businesses
652
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1907
N/A lot
$N/A/sqft
$692 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59457, Lewistown, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,673 (100%) |
| Owner Occupied HU | 2,888 (61.8%) |
| Renter Occupied HU | 1,206 (25.8%) |
| Vacant Housing Units | 579 (12.4%) |
| Median Home Value | $227,704 |
| Average Home Value | $317,697 |
Housing Distribution
Address Breakdown
Residential
4,102
Single Family
3,923
Multi-Family
179
Businesses
652
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices