100 Yakobi WaySitkaAK99835
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 100 Yakobi Way, Sitka, AK, 99835 in Sitka at $359,000 earns $2,192/mo in rent and nets $4/mo after the $1,614/mo payment, a 7.33% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $99,185 over five years. Ziffy Mortgage underwrites this on a 1.36 DSCR without U.S. credit history. With $3,306/yr in principal paydown, total projected return reaches $136,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $4 | $350 |
City averages based on Sitka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,192 |
| Total Monthly Debt Service | $2,045 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99835, Sitka, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,270 (100%) |
| Owner Occupied HU | 2,087 (48.9%) |
| Renter Occupied HU | 1,295 (30.3%) |
| Vacant Housing Units | 888 (20.8%) |
| Median Home Value | $467,145 |
| Average Home Value | $506,513 |
Housing Distribution
Address Breakdown
Residential
2,852
Single Family
2,805
Multi-Family
47
Businesses
567
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99835, Sitka, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,270 (100%) |
| Owner Occupied HU | 2,087 (48.9%) |
| Renter Occupied HU | 1,295 (30.3%) |
| Vacant Housing Units | 888 (20.8%) |
| Median Home Value | $467,145 |
| Average Home Value | $506,513 |
Housing Distribution
Address Breakdown
Residential
2,852
Single Family
2,805
Multi-Family
47
Businesses
567
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices