100 Lio Pl #D3KaunakakaiHI96748
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.19%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $115,762, and $3,859/yr in principal equity projects total return of $143,157.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 6.0% |
| Monthly Cash Flow | $(231) | $500 |
City averages based on Kaunakakai market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,160 |
| Total Monthly Debt Service | $2,224 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
N/A lot
$N/A/sqft
$5 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
N/A lot
$N/A/sqft
$5 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96748, Kaunakakai, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,979 (100%) |
| Owner Occupied HU | 1,071 (54.1%) |
| Renter Occupied HU | 539 (27.2%) |
| Vacant Housing Units | 369 (18.6%) |
| Median Home Value | $414,372 |
| Average Home Value | $546,141 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
217
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie K Coble • Molokai Real Estate
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202421628
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-02-23 03:18:58 PST. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd