100 Lakeview DrColbertGA30628
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 100 Lakeview Dr, Colbert, GA, 30628 in Colbert is narrow, $82/mo net on $1,722/mo rent after the $1,212/mo debt service, but the property operates at break-even-plus, not a loss. At $269,500 with a 7.67% yield, the long-run equity case via 5% appreciation ($74,458 over five years) and $2,482/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $107,325.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 10.0% |
| Monthly Cash Flow | $82 | $300 |
City averages based on Colbert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,722 |
| Total Monthly Debt Service | $1,533 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
3.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30628, Colbert, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 2,452 (77.3%) |
| Renter Occupied HU | 540 (17.0%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $260,987 |
| Average Home Value | $270,349 |
Housing Distribution
Address Breakdown
Residential
2,825
Single Family
2,825
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
3.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30628, Colbert, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 2,452 (77.3%) |
| Renter Occupied HU | 540 (17.0%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $260,987 |
| Average Home Value | $270,349 |
Housing Distribution
Address Breakdown
Residential
2,825
Single Family
2,825
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices