100 Hall StSpearvilleKS67876
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow100 Hall St, Spearville, KS, 67876 in Spearville is a top-tier cash-flow asset. At $270,000 it produces $2,677/mo in rent and $881/mo in net monthly income, a 11.9% gross rental yield. The DSCR of 2.21 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $10,571. Five-year appreciation adds $74,596, driving a total cumulative return of $159,653.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.0% |
| Monthly Cash Flow | $881 | $250 |
City averages based on Spearville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,677 |
| Total Monthly Debt Service | $1,689 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67876, Spearville, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 502 (100%) |
| Owner Occupied HU | 370 (73.7%) |
| Renter Occupied HU | 90 (17.9%) |
| Vacant Housing Units | 42 ( 8.4%) |
| Median Home Value | $265,625 |
| Average Home Value | $290,919 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
320
Multi-Family
4
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67876, Spearville, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 502 (100%) |
| Owner Occupied HU | 370 (73.7%) |
| Renter Occupied HU | 90 (17.9%) |
| Vacant Housing Units | 42 ( 8.4%) |
| Median Home Value | $265,625 |
| Average Home Value | $290,919 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
320
Multi-Family
4
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A