100 Gilmer Rd, Oxford, AL, 36203 | $358/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Oxford at 100 Gilmer Rd, Oxford, AL, 36203 at $190,000 posts ROI 26.72% with $358/mo cash flow from $1,430/mo rent. Total monthly income equals $1,430/mo, and annual cash flow records $4,290/yr on $62,985 to close. Return on cash invested measures 26.72% and rental yield reads 9.03% at the current $190,000. Equity gained on principal adds $1,226/yr, and 5% annual appreciation supports $52,494 by year five. Five-year ROI prints 138.68% and total cumulative return in cash totals $87,348.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,430/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1960

0.37 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36203, Oxford, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,285 (100%)
Owner Occupied HU	5,430 (65.5%)
Renter Occupied HU	2,146 (25.9%)
Vacant Housing Units	709 ( 8.6%)
Median Home Value	$192,460
Average Home Value	$243,739