100 Den StLos AlamosCA93440
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 100 Den St, Los Alamos, CA, 93440 in Los Alamos at $1,595,000, 2.4% gross yield, is a market-growth asset. Rental yield 2.4%. The $3,188/mo rent partially funds the $7,172/mo debt service; the core return is the 5%/yr price growth projected to add $440,669 over five years. Ziffy Mortgage's DSCR mortgage (0.44) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $174,988.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 5.5% |
| Monthly Cash Flow | $(6,679) | $200 |
City averages based on Los Alamos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,188 |
| Total Monthly Debt Service | $9,232 |
| DSCR Ratio | 0.35x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93440, Los Alamos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 674 (100%) |
| Owner Occupied HU | 410 (60.8%) |
| Renter Occupied HU | 230 (34.1%) |
| Vacant Housing Units | 34 ( 5.0%) |
| Median Home Value | $816,092 |
| Average Home Value | $1,168,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93440, Los Alamos, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 674 (100%) |
| Owner Occupied HU | 410 (60.8%) |
| Renter Occupied HU | 230 (34.1%) |
| Vacant Housing Units | 34 ( 5.0%) |
| Median Home Value | $816,092 |
| Average Home Value | $1,168,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shannon Collison • Treasured Estates Premier Properties
Mls Name: North Santa Barbara County MLS
Mls ID: #25001562