100 Adams StDunstableMA01827
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 100 Adams St, Dunstable, MA, 01827 in Dunstable at $825,000 earns $5,232/mo in rent and nets $32/mo after the $3,710/mo payment, a 7.61% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $227,932 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $7,598/yr in principal paydown, total projected return reaches $315,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $32 | $8,500 |
City averages based on Dunstable market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,232 |
| Total Monthly Debt Service | $4,872 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01827, Dunstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,161 (100%) |
| Owner Occupied HU | 1,051 (90.5%) |
| Renter Occupied HU | 74 ( 6.4%) |
| Vacant Housing Units | 36 ( 3.1%) |
| Median Home Value | $734,060 |
| Average Home Value | $799,715 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,100
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01827, Dunstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,161 (100%) |
| Owner Occupied HU | 1,051 (90.5%) |
| Renter Occupied HU | 74 ( 6.4%) |
| Vacant Housing Units | 36 ( 3.1%) |
| Median Home Value | $734,060 |
| Average Home Value | $799,715 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,100
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Kiley • Compass
Mls Name: MLS PIN
Mls ID: #73406295