10 White Oak DrMoscowTN38057
INVESTMENT ANALYSIS
Investment Verdict
Solid Income10 White Oak Dr, Moscow, TN, 38057 in Moscow is a solid income-producing rental, 9.94% gross yield, $2,236/mo rent, $620/mo net cash flow on a $269,900 buy. DSCR 1.84 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $74,568 and $2,486/yr in principal reduction project a total cumulative return of $142,028.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $620 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,236 |
| Total Monthly Debt Service | $1,508 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices