10 Upper StWinchesterKY40391
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Winchester at 10 Upper St, Winchester, KY, 40391 uses $79,560 cash to close to unlock $2,244/yr annual cash flow and $187/mo monthly cash flow. Total monthly income runs $1,648/mo, and a $1,175/mo payment keeps the spread at $187/mo. Purchase price stands at $240,000, and rental yield measures 8.24% with $1,648/mo rent. Return on cash invested shows 22.73% in year one, and 5% annual appreciation builds toward $66,308 over five years. Five-year ROI reaches 117.82% and total cumulative return in cash records $93,734. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,648/mo property income covering a $1,175/mo payment rather than investor’s personal income.
Single Family
Built in 1980
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40391, Winchester, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,374 (100%) |
| Owner Occupied HU | 10,285 (62.8%) |
| Renter Occupied HU | 4,824 (29.5%) |
| Vacant Housing Units | 1,265 ( 7.7%) |
| Median Home Value | $223,867 |
| Average Home Value | $258,919 |
Housing Distribution
Address Breakdown
Residential
15,316
Single Family
15,081
Multi-Family
235
Businesses
872
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Listed by: E. Clark Toleman • Real Estate Appraisal Services
Mls Name: Imagine MLS
Mls ID: #25004895