10 Richard CourtRaymondNH03077
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 10 Richard Court, Raymond, NH, 03077 in Raymond: $3,118/mo in rent, $269/mo in net income, 8.8% gross yield, 1.63 DSCR, all at $425,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $117,420 in appreciation and $3,914/yr in principal paydown projects total cumulative return of $179,459.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $269 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,118 |
| Total Monthly Debt Service | $2,680 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03077, Raymond, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,644 (100%) |
| Owner Occupied HU | 3,648 (78.6%) |
| Renter Occupied HU | 805 (17.3%) |
| Vacant Housing Units | 191 ( 4.1%) |
| Median Home Value | $396,947 |
| Average Home Value | $567,850 |
Housing Distribution
Address Breakdown
Residential
4,333
Single Family
3,875
Multi-Family
458
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03077, Raymond, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,644 (100%) |
| Owner Occupied HU | 3,648 (78.6%) |
| Renter Occupied HU | 805 (17.3%) |
| Vacant Housing Units | 191 ( 4.1%) |
| Median Home Value | $396,947 |
| Average Home Value | $567,850 |
Housing Distribution
Address Breakdown
Residential
4,333
Single Family
3,875
Multi-Family
458
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5078886