10 Monticello Dr, Hilton Head Island, SC, 29926 | $555/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Hilton Head Island at 10 Monticello Dr, Hilton Head Island, SC, 29926 with 5% annual appreciation on a $535,000 basis while $3,740/mo rent supports operations. Total monthly income totals $3,740/mo and a $2,619/mo payment preserves $555/mo for cash returns. Annual cash flow comes to $6,658/yr on $176,015 deployed, and return on cash invested reaches 23.84% in year one. Equity gained on principal adds $3,452/yr, and five-year appreciation sums $147,811 alongside rental yield of 8.39%. Five-year ROI measures 123.59% and total cumulative return in cash totals $217,540.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,740/mo property income versus a $2,619/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1997

9,583 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29926, Hilton Head Island, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,212 (100%)
Owner Occupied HU	9,335 (70.7%)
Renter Occupied HU	2,189 (16.6%)
Vacant Housing Units	1,688 (12.8%)
Median Home Value	$650,107
Average Home Value	$737,702