10 Jackson StCanaseragaNY14822
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 10 Jackson St, Canaseraga, NY, 14822 in Canaseraga speaks for itself: 14.82% gross on a $105,000 price, generating $1,297/mo in rent and $596/mo in net income after the $472/mo debt service. DSCR 2.75, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,150 stacks alongside $29,010 in projected five-year appreciation and $967/yr in principal reduction. Projected total cumulative return: $78,387.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 6.2% |
| Monthly Cash Flow | $596 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,297 |
| Total Monthly Debt Service | $659 |
| DSCR Ratio | 1.97x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14822, Canaseraga, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 570 (100%) |
| Owner Occupied HU | 366 (64.2%) |
| Renter Occupied HU | 62 (10.9%) |
| Vacant Housing Units | 142 (24.9%) |
| Median Home Value | $122,222 |
| Average Home Value | $166,250 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14822, Canaseraga, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 570 (100%) |
| Owner Occupied HU | 366 (64.2%) |
| Renter Occupied HU | 62 (10.9%) |
| Vacant Housing Units | 142 (24.9%) |
| Median Home Value | $122,222 |
| Average Home Value | $166,250 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
354
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jessica Newland • WNY Metro Roberts Realty
Mls Name: NYSAMLSs
Mls ID: #B1642687