10 High Ridge RdBoxfordMA01921
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 10 High Ridge Rd, Boxford, MA, 01921 in Boxford fits: $1,059,000, 4.61% gross yield, and a projected 5% annual appreciation rate adding $292,582 in value within five years. Rental yield 4.61%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.85) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,753/yr in principal paydown and $292,582 in appreciation project a total return of $234,336.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.1% |
| Monthly Cash Flow | $(2,607) | $7,500 |
City averages based on Boxford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,068 |
| Total Monthly Debt Service | $6,253 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01921, Boxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,825 (100%) |
| Owner Occupied HU | 2,645 (93.6%) |
| Renter Occupied HU | 112 ( 4.0%) |
| Vacant Housing Units | 68 ( 2.4%) |
| Median Home Value | $926,506 |
| Average Home Value | $1,012,037 |
Housing Distribution
Address Breakdown
Residential
2,747
Single Family
2,622
Multi-Family
125
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01921, Boxford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,825 (100%) |
| Owner Occupied HU | 2,645 (93.6%) |
| Renter Occupied HU | 112 ( 4.0%) |
| Vacant Housing Units | 68 ( 2.4%) |
| Median Home Value | $926,506 |
| Average Home Value | $1,012,037 |
Housing Distribution
Address Breakdown
Residential
2,747
Single Family
2,622
Multi-Family
125
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrea Anastas • RE/MAX Village Properties
Mls Name: MLS PIN
Mls ID: #73453859