10 Heritage WayBarkhamstedCT06063
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow10 Heritage Way, Barkhamsted, CT, 06063 in Barkhamsted earns its strong cash-flow label: 10.63% yield, $5,005/mo rent, $1,166/mo net income, DSCR 1.97. The $565,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $156,099 by year five. Combined with $5,204/yr in principal paydown, total projected return reaches $290,747.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.5% |
| Monthly Cash Flow | $1,166 | $1,200 |
City averages based on Barkhamsted market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,005 |
| Total Monthly Debt Service | $3,614 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
3.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06063, Barkhamsted, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 1,216 (84.4%) |
| Renter Occupied HU | 139 ( 9.7%) |
| Vacant Housing Units | 85 ( 5.9%) |
| Median Home Value | $363,246 |
| Average Home Value | $410,080 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,287
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
3.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06063, Barkhamsted, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 1,216 (84.4%) |
| Renter Occupied HU | 139 ( 9.7%) |
| Vacant Housing Units | 85 ( 5.9%) |
| Median Home Value | $363,246 |
| Average Home Value | $410,080 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,287
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Holmes • William Pitt Sotheby's Int'l
Mls Name: Smart MLS
Mls ID: #24099971