10 Cutshaw RdYoungsvilleNC27596
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Youngsville rental at 10 Cutshaw Rd, Youngsville, NC, 27596 sits in the solid-income band: 8.83% gross yield, $2,981/mo rent, $513/mo net after the $1,821/mo debt service, DSCR 1.64. Entry price of $404,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $111,866 and $3,729/yr in principal reduction bring total cumulative return to $186,419.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $513 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,981 |
| Total Monthly Debt Service | $2,307 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27596, Youngsville, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,309 (100%) |
| Owner Occupied HU | 7,797 (83.8%) |
| Renter Occupied HU | 1,210 (13.0%) |
| Vacant Housing Units | 302 ( 3.2%) |
| Median Home Value | $367,172 |
| Average Home Value | $379,493 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
9,208
Multi-Family
0
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27596, Youngsville, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,309 (100%) |
| Owner Occupied HU | 7,797 (83.8%) |
| Renter Occupied HU | 1,210 (13.0%) |
| Vacant Housing Units | 302 ( 3.2%) |
| Median Home Value | $367,172 |
| Average Home Value | $379,493 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
9,208
Multi-Family
0
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Chehreh • United Real Estate Triangle
Mls Name: Doorify MLS
Mls ID: #10132585