10 Church StWalesMA01081
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 10 Church St, Wales, MA, 01081 in Wales delivers $3,011/mo in gross rent and $206/mo in net monthly income at a $445,000 entry. The 8.12% yield and 1.50 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $122,945 over five years and $4,098/yr in equity from loan paydown, total projected return is $182,246.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $206 | $200 |
City averages based on Wales market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,011 |
| Total Monthly Debt Service | $2,628 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1875
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01081, Wales, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 776 (100%) |
| Owner Occupied HU | 556 (71.6%) |
| Renter Occupied HU | 101 (13.0%) |
| Vacant Housing Units | 119 (15.3%) |
| Median Home Value | $343,805 |
| Average Home Value | $382,203 |
Housing Distribution
Address Breakdown
Residential
544
Single Family
525
Multi-Family
19
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1875
0.87 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01081, Wales, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 776 (100%) |
| Owner Occupied HU | 556 (71.6%) |
| Renter Occupied HU | 101 (13.0%) |
| Vacant Housing Units | 119 (15.3%) |
| Median Home Value | $343,805 |
| Average Home Value | $382,203 |
Housing Distribution
Address Breakdown
Residential
544
Single Family
525
Multi-Family
19
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Luiz Fernando Coelho • The Neighborhood Realty Group
Mls Name: MLS PIN
Mls ID: #73436312