10 Cheyenne RdPepperellMA01463
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.9% yield at 10 Cheyenne Rd, Pepperell, MA, 01463 in Pepperell is solid, but the $3,147/mo payment compresses net cash flow to $199/mo at $699,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $193,369 by year five, and $6,446/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.46) without U.S. income documentation. Total projected return: $278,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $199 | $400 |
City averages based on Pepperell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,610 |
| Total Monthly Debt Service | $4,133 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01463, Pepperell, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,625 (100%) |
| Owner Occupied HU | 3,587 (77.6%) |
| Renter Occupied HU | 873 (18.9%) |
| Vacant Housing Units | 165 ( 3.6%) |
| Median Home Value | $568,679 |
| Average Home Value | $614,902 |
Housing Distribution
Address Breakdown
Residential
4,402
Single Family
4,339
Multi-Family
63
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01463, Pepperell, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,625 (100%) |
| Owner Occupied HU | 3,587 (77.6%) |
| Renter Occupied HU | 873 (18.9%) |
| Vacant Housing Units | 165 ( 3.6%) |
| Median Home Value | $568,679 |
| Average Home Value | $614,902 |
Housing Distribution
Address Breakdown
Residential
4,402
Single Family
4,339
Multi-Family
63
Businesses
272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73495092