10 Altar Rock Ct NECartersvilleGA30121
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 10 Altar Rock Ct NE, Cartersville, GA, 30121 in Cartersville worth study. Rental yield 3.29%. The 3.29% gross yield is below cash-flow benchmarks at $1,385,000, but 5% annual appreciation, adding $382,650 over five years, frames this as a capital growth position. Rent of $3,792/mo partially offsets the $6,228/mo payment. Ziffy Mortgage finances appreciation-play properties (0.61 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $223,366.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.0% |
| Monthly Cash Flow | $(4,683) | $350 |
City averages based on Cartersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,792 |
| Total Monthly Debt Service | $7,924 |
| DSCR Ratio | 0.48x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
0.73 Acres lot
$N/A/sqft
$550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30121, Cartersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,104 (100%) |
| Owner Occupied HU | 6,112 (50.5%) |
| Renter Occupied HU | 4,948 (40.9%) |
| Vacant Housing Units | 1,044 ( 8.6%) |
| Median Home Value | $322,007 |
| Average Home Value | $349,513 |
Housing Distribution
Address Breakdown
Residential
10,441
Single Family
8,701
Multi-Family
1,740
Businesses
618
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
0.73 Acres lot
$N/A/sqft
$550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30121, Cartersville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,104 (100%) |
| Owner Occupied HU | 6,112 (50.5%) |
| Renter Occupied HU | 4,948 (40.9%) |
| Vacant Housing Units | 1,044 ( 8.6%) |
| Median Home Value | $322,007 |
| Average Home Value | $349,513 |
Housing Distribution
Address Breakdown
Residential
10,441
Single Family
8,701
Multi-Family
1,740
Businesses
618
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lori Debartolo • Drake Realty of GA, Inc.
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7483733
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