10 5th St SWEyotaMN55934
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow10 5th St SW, Eyota, MN, 55934 in Eyota is a top-tier cash-flow asset. At $269,900 it produces $2,275/mo in rent and $590/mo in net monthly income, a 10.12% gross rental yield. The DSCR of 1.78 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,078. Five-year appreciation adds $74,568, driving a total cumulative return of $135,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.5% |
| Monthly Cash Flow | $590 | $350 |
City averages based on Eyota market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,275 |
| Total Monthly Debt Service | $1,644 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
0.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55934, Eyota, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,436 (100%) |
| Owner Occupied HU | 1,147 (79.9%) |
| Renter Occupied HU | 227 (15.8%) |
| Vacant Housing Units | 62 ( 4.3%) |
| Median Home Value | $372,472 |
| Average Home Value | $434,355 |
Housing Distribution
Address Breakdown
Residential
1,143
Single Family
1,075
Multi-Family
68
Businesses
63
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
