1 Western Shore Ln APT 3San FranciscoCA94115
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 1 Western Shore Ln APT 3, San Francisco, CA, 94115 in San Francisco is narrow, $95/mo net on $4,606/mo rent after the $2,473/mo debt service, but the property operates at break-even-plus, not a loss. At $550,000 with a 10.05% yield, the long-run equity case via 5% appreciation ($151,955 over five years) and $5,066/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.86 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $219,534.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 4.5% |
| Monthly Cash Flow | $95 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,606 |
| Total Monthly Debt Service | $4,292 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in N/A
N/A lot
$N/A/sqft
$1,108 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in N/A
N/A lot
$N/A/sqft
$1,108 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jana B. Farrell • Corcoran Icon Properties
Mls Name: SFAR
Mls Provider:
Mls ID: #425000666
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.