1 Summersky Way, Lodi, CA, 95242 | $636/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lodi at 1 Summersky Way, Lodi, CA, 95242 offers $2,597/mo rent that, after a $1,348/mo payment, leaves $636/mo cash flow. Total monthly income is $2,597/mo, and annual cash flow is $7,630/yr on $91,328 cash. Return on cash invested measures 28.26% in year one, and rental yield stands at 11.31% at a $275,500 entry. Equity gained on principal adds $1,778/yr while 5% annual appreciation compounds into $76,116 by year five. Five-year ROI records 148.86% and total cumulative return in cash reaches $135,948. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,597/mo property income versus a $1,348/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1973

6,277 sqft lot

$N/A/sqft

$205 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95242, Lodi, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,694 (100%)
Owner Occupied HU	7,970 (68.2%)
Renter Occupied HU	3,306 (28.3%)
Vacant Housing Units	418 ( 3.6%)
Median Home Value	$632,083
Average Home Value	$662,626