1 Ridge Valley RdOttsvillePA18942
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Ottsville at 1 Ridge Valley Rd, Ottsville, PA, 18942 projects strong ROI of -1.95%. Rental yield 0.91%. With 5% annual appreciation, the property builds $718,332 in value over five years. Equity growth combined delivers a projected five-year ROI of 2.87%, translating into $21,056 in total cumulative return on $734,500 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 6.2% |
| Monthly Cash Flow | $(15,057) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $16,003 |
| DSCR Ratio | 0.12x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1790
13.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18942, Ottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,485 (100%) |
| Owner Occupied HU | 1,089 (73.3%) |
| Renter Occupied HU | 249 (16.8%) |
| Vacant Housing Units | 147 ( 9.9%) |
| Median Home Value | $708,948 |
| Average Home Value | $755,087 |
Housing Distribution
Address Breakdown
Residential
1,246
Single Family
1,246
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1790
13.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18942, Ottsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,485 (100%) |
| Owner Occupied HU | 1,089 (73.3%) |
| Renter Occupied HU | 249 (16.8%) |
| Vacant Housing Units | 147 ( 9.9%) |
| Median Home Value | $708,948 |
| Average Home Value | $755,087 |
Housing Distribution
Address Breakdown
Residential
1,246
Single Family
1,246
Multi-Family
0
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PABU2116630