1 N Ridge RoadBellows FallsVT05101
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1 N Ridge Road, Bellows Falls, VT, 05101 in Bellows Falls is listed at $174,000 and delivers $1,339/mo in rent and $215/mo in net monthly cash flow. The 9.47% yield and 1.71 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $48,073 over five years, and $1,603/yr in principal reduction supplements cash return. Total projected cumulative return: $78,089.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $215 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,339 |
| Total Monthly Debt Service | $1,088 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2018
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05101, Bellows Falls, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,337 (100%) |
| Owner Occupied HU | 1,201 (51.4%) |
| Renter Occupied HU | 863 (36.9%) |
| Vacant Housing Units | 273 (11.7%) |
| Median Home Value | $244,162 |
| Average Home Value | $304,619 |
Housing Distribution
Address Breakdown
Residential
1,876
Single Family
1,713
Multi-Family
163
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2018
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05101, Bellows Falls, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,337 (100%) |
| Owner Occupied HU | 1,201 (51.4%) |
| Renter Occupied HU | 863 (36.9%) |
| Vacant Housing Units | 273 (11.7%) |
| Median Home Value | $244,162 |
| Average Home Value | $304,619 |
Housing Distribution
Address Breakdown
Residential
1,876
Single Family
1,713
Multi-Family
163
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bobbie Lynn Thomas • The Thomas Group of Northern New England, LLC
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5031698
Disclaimer: Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2025-04-28 12:24:45 PDT. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.