1 Lazy LnBay CityTX77414








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Bay City at 1 Lazy Ln, Bay City, TX, 77414 priced at $525,000 converts $3,961/mo rent into $227/mo cash flow after a $2,570/mo obligation. Total monthly income equals $3,961/mo, and annual cash flow totals $2,727/yr on $172,725 invested. Return on cash invested prints 21.64% in year one, and rental yield reads 9.05% against a $525,000 entry. Equity gained on principal adds $3,388/yr, while 5% annual appreciation compiles into $145,048 by year five. Five-year ROI reaches 113.33% and total cumulative return in cash sums $195,741. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,961/mo property income covering a $2,570/mo payment, not borrower’s personal income.
Single Family
Built in 1970
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77414, Bay City, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,030 (100%) |
| Owner Occupied HU | 6,164 (47.3%) |
| Renter Occupied HU | 3,432 (26.3%) |
| Vacant Housing Units | 3,434 (26.4%) |
| Median Home Value | $189,855 |
| Average Home Value | $219,981 |
Housing Distribution
Address Breakdown
Residential
9,859
Single Family
8,140
Multi-Family
1,719
Businesses
776
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Listed by: Brandi Morris • Bill Bell Realty
Mls Name: HAR
Mls Provider:
Mls ID: #35608462
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