1 Gold Street #13ABHartfordCT06103
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 1 Gold Street #13AB, Hartford, CT, 06103 in Hartford offers a clean, manageable entry. Rental yield 7.58%. DSCR 1.40 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $122,116 in additional property value over five years, with $4,071/yr in principal equity building ownership stake. Total projected cumulative return: $155,125.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $(1,946) | $1,250 |
City averages based on Hartford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,791 |
| Total Monthly Debt Service | $2,827 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06103, Hartford, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,750 (100%) |
| Owner Occupied HU | 159 ( 5.8%) |
| Renter Occupied HU | 2,084 (75.8%) |
| Vacant Housing Units | 507 (18.4%) |
| Median Home Value | $513,889 |
| Average Home Value | $506,525 |
Housing Distribution
Address Breakdown
Residential
2,997
Single Family
677
Multi-Family
2,320
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06103, Hartford, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,750 (100%) |
| Owner Occupied HU | 159 ( 5.8%) |
| Renter Occupied HU | 2,084 (75.8%) |
| Vacant Housing Units | 507 (18.4%) |
| Median Home Value | $513,889 |
| Average Home Value | $506,525 |
Housing Distribution
Address Breakdown
Residential
2,997
Single Family
677
Multi-Family
2,320
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca Koladis • Berkshire Hathaway NE Prop.
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24146204