1 Gold St UNIT 17DEHartfordCT06103
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe headline number at 1 Gold St UNIT 17DE, Hartford, CT, 06103 in Hartford is the 2.06 coverage ratio: rent of $4,631/mo versus a $2,248/mo debt payment on a $500,000 property. Rental yield 11.11%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $138,141 by year five, with $4,605/yr in equity from paydown. Total projected cumulative return: $136,023.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $(1,004) | $1,250 |
City averages based on Hartford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,631 |
| Total Monthly Debt Service | $5,436 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
N/A lot
$N/A/sqft
$2,238 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06103, Hartford, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,750 (100%) |
| Owner Occupied HU | 159 ( 5.8%) |
| Renter Occupied HU | 2,084 (75.8%) |
| Vacant Housing Units | 507 (18.4%) |
| Median Home Value | $513,889 |
| Average Home Value | $506,525 |
Housing Distribution
Address Breakdown
Residential
2,997
Single Family
677
Multi-Family
2,320
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
N/A lot
$N/A/sqft
$2,238 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06103, Hartford, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,750 (100%) |
| Owner Occupied HU | 159 ( 5.8%) |
| Renter Occupied HU | 2,084 (75.8%) |
| Vacant Housing Units | 507 (18.4%) |
| Median Home Value | $513,889 |
| Average Home Value | $506,525 |
Housing Distribution
Address Breakdown
Residential
2,997
Single Family
677
Multi-Family
2,320
Businesses
769
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rebecca Koladis • Berkshire Hathaway NE Prop.
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24091220
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.