1 Belmont Road #541West HarwichMA02671
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1 Belmont Road #541, West Harwich, MA, 02671 in West Harwich at $995,000, 4.1% gross yield, is a market-growth asset. Rental yield 4.1%. The $3,400/mo rent partially funds the $4,474/mo debt service; the core return is the 5%/yr price growth projected to add $274,900 over five years. Ziffy Mortgage's DSCR mortgage (0.76) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $193,028.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.5% |
| Monthly Cash Flow | $(4,019) | $850 |
City averages based on West Harwich market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,400 |
| Total Monthly Debt Service | $5,875 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02671, West Harwich, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,637 (100%) |
| Owner Occupied HU | 471 (28.8%) |
| Renter Occupied HU | 140 ( 8.6%) |
| Vacant Housing Units | 1,026 (62.7%) |
| Median Home Value | $1,022,727 |
| Average Home Value | $1,144,559 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
633
Multi-Family
157
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02671, West Harwich, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,637 (100%) |
| Owner Occupied HU | 471 (28.8%) |
| Renter Occupied HU | 140 ( 8.6%) |
| Vacant Housing Units | 1,026 (62.7%) |
| Median Home Value | $1,022,727 |
| Average Home Value | $1,144,559 |
Housing Distribution
Address Breakdown
Residential
790
Single Family
633
Multi-Family
157
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandra Tanco • Kinlin Grover Compass
Mls Name: CCIMLS
Mls ID: #22600172