1 2nd AveEasthamptonMA01027
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1 2nd Ave, Easthampton, MA, 01027 in Easthampton at $548,500 earns $3,556/mo in rent and nets $99/mo after the $2,466/mo payment, a 7.78% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $151,540 over five years. Ziffy Mortgage underwrites this on a 1.44 DSCR without U.S. credit history. With $5,052/yr in principal paydown, total projected return reaches $214,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.3% |
| Monthly Cash Flow | $99 | $850 |
City averages based on Easthampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,556 |
| Total Monthly Debt Service | $3,239 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73490636