0S725 East StWinfieldIL60190
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 0S725 East St, Winfield, IL, 60190 in Winfield. Priced at $424,900, it generates $3,720/mo in gross rent and $773/mo in net monthly cash flow, a 10.51% yield that comfortably supports the 1.95 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,274. Five-year appreciation: $117,392. Equity from principal paydown: $3,913/yr. Total projected cumulative return: $212,222.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.0% |
| Monthly Cash Flow | $773 | $1,500 |
City averages based on Winfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,720 |
| Total Monthly Debt Service | $2,778 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices