0N450 Kelly CtWinfieldIL60190
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow0N450 Kelly Ct, Winfield, IL, 60190 in Winfield is a top-tier cash-flow asset. At $749,000 it produces $9,818/mo in rent and $4,623/mo in net monthly income, a 15.73% gross rental yield. The DSCR of 2.92 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $55,479. Five-year appreciation adds $206,935, driving a total cumulative return of $583,908.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.7% | 6.0% |
| Monthly Cash Flow | $4,623 | $1,500 |
City averages based on Winfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,818 |
| Total Monthly Debt Service | $4,897 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices