0N149 Leonard StWinfieldIL60190
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 0N149 Leonard St, Winfield, IL, 60190 in Winfield achieves a 1.53 ratio at $309,499: $2,136/mo rent versus $1,392/mo debt service. Rental yield 8.28%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.28% yield compounds alongside 5% annual appreciation projecting $85,509 in value. Total projected cumulative return: $117,699.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $(11) | $1,500 |
City averages based on Winfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,136 |
| Total Monthly Debt Service | $2,024 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60190, Winfield, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,529 (100%) |
| Owner Occupied HU | 3,966 (87.6%) |
| Renter Occupied HU | 421 ( 9.3%) |
| Vacant Housing Units | 142 ( 3.1%) |
| Median Home Value | $380,318 |
| Average Home Value | $440,879 |
Housing Distribution
Address Breakdown
Residential
4,602
Single Family
4,173
Multi-Family
429
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dean Manesiotis • Re/Max Valley Realtors
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202500671
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.