000-000 State Highway 139TermoCA96132
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 000-000 State Highway 139, Termo, CA, 96132 in Termo: $1,487/mo in rent, $684/mo net, 13.75% gross yield, all on a $129,750 acquisition. The 2.55 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $35,848 in value, and $1,195/yr in principal paydown steadily builds equity. Projected total cumulative return: $93,295.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 5.0% |
| Monthly Cash Flow | $684 | $200 |
City averages based on Termo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,487 |
| Total Monthly Debt Service | $751 |
| DSCR Ratio | 1.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
279.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96132, Termo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 68 (100%) |
| Owner Occupied HU | 24 (35.3%) |
| Renter Occupied HU | 14 (20.6%) |
| Vacant Housing Units | 30 (44.1%) |
| Median Home Value | $366,667 |
| Average Home Value | $445,938 |
Housing Distribution
Address Breakdown
Residential
12
Single Family
12
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
279.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96132, Termo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 68 (100%) |
| Owner Occupied HU | 24 (35.3%) |
| Renter Occupied HU | 14 (20.6%) |
| Vacant Housing Units | 30 (44.1%) |
| Median Home Value | $366,667 |
| Average Home Value | $445,938 |
Housing Distribution
Address Breakdown
Residential
12
Single Family
12
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Darcie Stewart • CALIFORNIA OUTDOOR PROPERTIES, INC.
Mls Name: Lassen MLS
Mls Provider:
Mls ID: #202300271
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.