00 Fender's Ferry Rd, Montgomery Creek, CA, 96065 | $1,156/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Montgomery Creek at 00 Fender's Ferry Rd, Montgomery Creek, CA, 96065 offers $1,831/mo rent that, after a $534/mo payment, leaves $1,156/mo cash flow. Total monthly income is $1,831/mo, and annual cash flow is $13,874/yr on $36,134 cash. Return on cash invested measures 58.31% in year one, and rental yield stands at 20.16% at a $109,000 entry. Equity gained on principal adds $703/yr while 5% annual appreciation compounds into $30,115 by year five. Five-year ROI records 308.85% and total cumulative return in cash reaches $111,598. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,831/mo property income versus a $534/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Lot

Built in N/A

22.16 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 96065, Montgomery Creek, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	494 (100%)
Owner Occupied HU	283 (57.3%)
Renter Occupied HU	66 (13.4%)
Vacant Housing Units	145 (29.4%)
Median Home Value	$401,220
Average Home Value	$446,705