0 Watkins DrMoscowTN38057
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 0 Watkins Dr, Moscow, TN, 38057 in Moscow deserves attention. This $200,000 property earns $2,118/mo in rent, a 12.71% gross yield, and nets $921/mo after the $899/mo payment. DSCR 2.36 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $55,256 compounds alongside $1,842/yr in yearly equity build, for a total cumulative return of $134,939.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.2% |
| Monthly Cash Flow | $921 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,118 |
| Total Monthly Debt Service | $1,118 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
12.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
12.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38057, Moscow, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,618 (100%) |
| Owner Occupied HU | 1,202 (74.3%) |
| Renter Occupied HU | 309 (19.1%) |
| Vacant Housing Units | 107 ( 6.6%) |
| Median Home Value | $385,778 |
| Average Home Value | $470,718 |
Housing Distribution
Address Breakdown
Residential
1,509
Single Family
1,501
Multi-Family
8
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices