0 Sunset Peak Rd #15PalaCA92059
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 0 Sunset Peak Rd #15, Pala, CA, 92059 in Pala speaks for itself: 18.07% gross on a $350,000 price, generating $5,272/mo in rent and $3,073/mo in net income after the $1,574/mo debt service. DSCR 3.35, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,877 stacks alongside $96,699 in projected five-year appreciation and $3,224/yr in principal reduction. Projected total cumulative return: $330,643.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.1% | 6.0% |
| Monthly Cash Flow | $3,073 | $1,500 |
City averages based on Pala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,272 |
| Total Monthly Debt Service | $2,059 |
| DSCR Ratio | 2.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
N/A lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92059, Pala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 412 (73.2%) |
| Renter Occupied HU | 105 (18.7%) |
| Vacant Housing Units | 46 ( 8.2%) |
| Median Home Value | $934,615 |
| Average Home Value | $1,141,153 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
N/A lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92059, Pala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 412 (73.2%) |
| Renter Occupied HU | 105 (18.7%) |
| Vacant Housing Units | 46 ( 8.2%) |
| Median Home Value | $934,615 |
| Average Home Value | $1,141,153 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kay Bates • Bates Realty
Mls Name: SDMLS
Mls Provider:
Mls ID: #230012499
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