0 Stillwell Clyo RdClyoGA31303
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 0 Stillwell Clyo Rd, Clyo, GA, 31303 in Clyo. Priced at $120,000, it generates $1,787/mo in gross rent and $1,056/mo in net monthly cash flow, a 17.87% yield that comfortably supports the 3.31 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,678. Five-year appreciation: $33,154. Equity from principal paydown: $1,105/yr. Total projected cumulative return: $113,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.9% | 8.0% |
| Monthly Cash Flow | $1,056 | $250 |
City averages based on Clyo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,787 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 2.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
15.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31303, Clyo, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 992 (100%) |
| Owner Occupied HU | 788 (79.4%) |
| Renter Occupied HU | 134 (13.5%) |
| Vacant Housing Units | 70 ( 7.1%) |
| Median Home Value | $280,000 |
| Average Home Value | $300,609 |
Housing Distribution
Address Breakdown
Residential
981
Single Family
981
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
15.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31303, Clyo, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 992 (100%) |
| Owner Occupied HU | 788 (79.4%) |
| Renter Occupied HU | 134 (13.5%) |
| Vacant Housing Units | 70 ( 7.1%) |
| Median Home Value | $280,000 |
| Average Home Value | $300,609 |
Housing Distribution
Address Breakdown
Residential
981
Single Family
981
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices