0 Sites Lodoga RdStonyfordCA95979
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 0 Sites Lodoga Rd, Stonyford, CA, 95979 in Stonyford hard to pass up. The 16.66% gross yield on a $110,000 purchase results in $1,528/mo in rent and $847/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.09). Annual cash flow of $10,165, five-year appreciation of $30,391, and $1,013/yr in equity build-up combine for a projected total cumulative return of $96,217.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.7% | 5.2% |
| Monthly Cash Flow | $847 | $1,500 |
City averages based on Stonyford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,528 |
| Total Monthly Debt Service | $637 |
| DSCR Ratio | 2.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95979, Stonyford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 202 (45.9%) |
| Renter Occupied HU | 51 (11.6%) |
| Vacant Housing Units | 187 (42.5%) |
| Median Home Value | $402,083 |
| Average Home Value | $615,099 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95979, Stonyford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 202 (45.9%) |
| Renter Occupied HU | 51 (11.6%) |
| Vacant Housing Units | 187 (42.5%) |
| Median Home Value | $402,083 |
| Average Home Value | $615,099 |
Housing Distribution
Address Breakdown
Residential
199
Single Family
199
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly McCarthy • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224002967
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.