0 S Marks AveCaruthersCA93609
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 0 S Marks Ave, Caruthers, CA, 93609 in Caruthers fits: $1,430,000, 2.04% gross yield, and a projected 5% annual appreciation rate adding $395,083 in value within five years. Rental yield 2.04%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.38) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $13,170/yr in principal paydown and $395,083 in appreciation project a total return of $129,387.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 6.5% |
| Monthly Cash Flow | $(6,415) | $300 |
City averages based on Caruthers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,431 |
| Total Monthly Debt Service | $8,277 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
42.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93609, Caruthers, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,644 (100%) |
| Owner Occupied HU | 826 (50.2%) |
| Renter Occupied HU | 739 (45.0%) |
| Vacant Housing Units | 79 ( 4.8%) |
| Median Home Value | $347,458 |
| Average Home Value | $397,458 |
Housing Distribution
Address Breakdown
Residential
1,256
Single Family
1,256
Multi-Family
0
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
42.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93609, Caruthers, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,644 (100%) |
| Owner Occupied HU | 826 (50.2%) |
| Renter Occupied HU | 739 (45.0%) |
| Vacant Housing Units | 79 ( 4.8%) |
| Median Home Value | $347,458 |
| Average Home Value | $397,458 |
Housing Distribution
Address Breakdown
Residential
1,256
Single Family
1,256
Multi-Family
0
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ronald J. Silva • Ron Silva Realty, Inc
Mls Name: Fresno MLS
Mls ID: #622348